Cost of living in Effingham, IL

Effingham is a Census city in Effingham County, IL. ACS 2024 5-year population is 12,342. Median gross rent is $725 (ACS 2024 5-year, this place). Median home value is $177,500. Median household income is $72,377. Insurance is the NAIC state average; food is a USDA plan — no town indexes.