Cost of living in Gardner, FL

Gardner is a census-designated place in Hardee County, FL. ACS 2024 5-year population is 381. Rent uses Hardee County ACS 2024 5-year median gross rent; Gardner is too small for ACS housing. HUD FMR not bundled. Median home value is $86,400. Insurance is the NAIC state average; food is a USDA plan — no town indexes.