Cost of living in Panama City Beach, FL

Panama City Beach is a Census city in Bay County, FL. ACS 2024 5-year population is 18,971. Median gross rent is $1,791 (ACS 2024 5-year, this place). Median home value is $441,300. Median household income is $80,941. Insurance is the NAIC state average; food is a USDA plan — no town indexes.