Florida rent vs buy

Rent vs buy estimate for Florida. Property tax defaults to the Tax Foundation 2026 statewide effective rate (0.78% of home value per year); local millage differs and you can override it. Mortgage rate default is FRED MORTGAGE30US (Freddie Mac PMMS). Homeowners insurance is a conservative placeholder you edit — not a county premium. NAIC averages on this site are auto insurance, not homeowners. Estimate, not tax or legal advice.